*Uma isiNgisi kungesona ulimi lwakho lokuqala sisengakwazi ukukuhlalisa. Sazise ngolimi oluncamelayo futhi sizokwenza konke okusemandleni ethu ukuvumelanisa nezidingo zakho.
Thatha isinyathelo sokuqala ekuphulukiseni nasekukhuleni
Abeluleki bethu abanozwelo, abezenkolo bakhona ukuze bakweseke. Qala uhambo lwakho namuhla futhi uthole isiqondiso nethemba elikufanele. Thumela ifomu lakho lokuthatha manje!
Uchwepheshe onelayisensi umuntu onelayisensi evela endaweni ahlala kuyo, ibhodi lezokwelapha eligunyaziwe, noma inhlangano enikeza amalayisense ukuhlinzeka ngezinsizakalo zempilo yengqondo ezigulini. Ilayisensi iza nemfuneko yokulandela izimiso zokuziphatha ezimisiwe, izinqubo ezihamba phambili, nemithetho esebenzayo mayelana nokulethwa kwezinsizakalo zesiguli. Uchwepheshe wokunakekela ongenayo ilayisensi umuntu onokuqeqeshwa okusebenzayo, isipiliyoni, noma onezitifiketi zokuqeqeshwa eziqondiswe endaweni yakhe yokugxila okukhethekile. Ngenxa yokuthi abanamalayisense, lezi zingcweti azidingeki ukuthi zihambisane nezinga elifanayo lokugada ukuze kuqinisekiswe ukuhambisana namazinga okunakekela ochwepheshe njengomhlinzeki onelayisensi.
Asikho kunethiwekhi nanoma ibaphi abahlinzeki bomshwalense, okuhlanganisa ne-Medicaid. Singakunikeza i-superbill ukuze uyihambise ngokwakho ukuze uthole imbuyiselo ngokusekelwe kunoma yiziphi izinzuzo zangaphandle kwenethiwekhi ongase ube nazo.
Ngenxa yokuthi asizamukeli noma yiziphi izimbuyiselo zomshwalense awukho umehluko phakathi kwenkokhelo yenethiwekhi nengaphandle kwenethiwekhi yezinsizakalo zethu. Sikhokhisa izinga elijwayelekile ngokusekelwe ezinhlotsheni zelayisensi yomhlinzeki ngamunye, iziqu, nolwazi. Uma uhlela ukufuna imbuyiselo nomhlinzeki wakho womshwalense vele wazise umelaphi wakho futhi sizokunikeza i-superbill ongayihambisa enkampanini yakho yomshwalense. Ubungasikhokhela kusengaphambili, bese inkampani yakho yomshwalense ikubuyisele ngokuqondile ngokusekelwe ezinzuzweni zakho zangaphandle kwenethiwekhi.
Abanye abaqashi basebenzisa inkampani yezinkampani zangaphandle ukwenza lula ukulethwa kwenani elithile lamaseshini njengokweseka abasebenzi babo lapho kudingeka. Lezi zinhlelo kanye nezinzuzo zingahluka kusukela kumqashi kuya kumqashi. Lawa masevisi ngokuvamile akhokhelwa ingxenye noma ngokugcwele ngumqashi kuze kufike enanini eligunyaziwe lezikhathi. Asikho kunethiwekhi nanoma yiziphi izinkampani ze-EAP. Nokho singakwazi ukwamukela inkokhelo eqondile evela kumqashi ngezinkonzo esizinikezele ngesivumelwano sangaphambili sokuthi ama-invoyisi ahanjiswe ngokuqondile kumqashi ukuze ambuyisele.
Yebo, kuzodingeka usayine ukugunyazwa kokukhululwa ukuze uvumele umhlinzeki wakho ukuthi akhulume nomuntu noma inhlangano ezokhokhela izinsizakalo zakho ukuze sikwazi ukuthola imvume ebhaliwe yokukhokha. Yazi nje ukuthi uma inkampani yangaphandle ikhokhela ukunakekelwa kwakho ukudalulwa okuthile kolwazi lomuntu siqu lwezokwelapha, imigomo yokwelashwa, umphumela wokwelashwa, noma ukuqhubeka kokwelashwa kungase kudingeke ukuze uthole amasevisi agunyazwe. Uma sesinesivumelwano sokukhokha, singagcina indlela yokukhokha esandleni noma sikhiphe i-invoyisi yenkampani yangaphandle ukuze sikhokhele ukunakekelwa kwakho.
Lokhu kunqunywa icala ngalinye nomelaphi wakho. Amaklayenti amaningi abona ukuthuthuka phakathi nezikhathi eziyi-12. Ngokwesilinganiso, amaklayenti asebenza nathi kusukela ezinyangeni ezi-3-6 kodwa lokhu kungahluka ngokusekelwe ezintweni ezihlukahlukene. Kungumgomo wethu ukunikeza ukunakekelwa kwekhwalithi okukusiza kancane kancane ukuthi ubone abashayeli abathile noma izingxenye zomzabalazo wakho ngamunye. Uma sekuhlonziwe, ukwelashwa bese kugxila ekudaleni ukuphulukiswa okudingekayo ukuze kuqedwe izimpawu ezingafuneki, izingcindezi, noma okuhlangenwe nakho. Kuvamile ukuhlangana nomelaphi wakho masonto onke, kodwa imvamisa inqunywa ngokubambisana nomelaphi wakho ngokusekelwe ezidingweni zakho nokutholakala kwakho.
Isikhathi seseshini yokwelapha ejwayelekile imizuzu engama-45-50. Imibhangqwana nezikhathi zokuthatha umndeni zingase zibe ubude bemizuzu engama-90 kuye ngokuthandwa ngumhlinzeki. Wena nomelaphi wakho ningase ninqume isidingo seseshini emfushane noma ende ehluka ngokuya ngemibandela futhi ngokwesisekelo esidingekayo. Qaphela futhi ukuthi ezinye izindlela zokwelapha ezikhethekile noma ukuhlolwa kungathatha ngaphezu kwemizuzu engama-45-50 ukuze kusetshenziswe ngempumelelo. Uma kudingeka isikhathi esengeziwe, nganoma yisiphi isizathu kulezi ezingenhla uzokwaziswa ngaphambi kokuqala kweseshini.
Izilinganiso zeseshini zisethwa ngokusekelwe kumhlinzeki omkhethayo. Isimo selayisense yomhlinzeki ngamunye, uhlobo lwelayisensi, ukuqeqeshwa okuthuthukisiwe, neminyaka yesipiliyoni kubalwa ukuze kunqunywe izinga lalowo mhlinzeki. Lelo zinga lingatholakala ekhasini ngalinye lephrofayela yomhlinzeki. Ngale ndlela unamandla okukhetha ukuthi yiliphi izinga lesipiliyoni ongathanda ukuba nalo kumhlinzeki wakho. Kunenkokhelo eyengeziwe engu-$50 yokwelulekwa kwabashadile ngenxa yobude besikhathi.
Ukhokhela umeluleki wakho ngokuqondile ngesikhathi ngasinye. Ukukhokhiswa kulandelelwa ngephothali yethu yeklayenti futhi amarisidi anikezwa nge-elekthronikhi uma uwacela.
* Ikhadi Lesikweletu/ Ledebhithi: Wonke amakhadi esikweletu amakhulu ayamukelwa
* HSA / FSA Credit Cards
* Idiphozithi ye-ACH
* Ukudluliselwa Kwezintambo
*Zele
* I-PayPal
*Veni
Ungakhetha umhlinzeki wakho ngesikhathi sokubhuka. Uma umhlinzeki engatholakali, sizokwabela umhlinzeki ngenjabulo ngokusekelwe ezintweni ezimbalwa ezihlanganisa ukutholakala kwakho, ukutholakala kwabahlinzeki bakho kanye nezinkinga zakho ezithile. Uma ungafuni ukukhetha, ungaphinda ucele ekuthatheni kwakho ukuthi unikeze umhlinzeki futhi sizokusiza ekutholeni ukulingana ngokusekelwe kuzizathu zokuthi ufuna izinsiza.
Singabahlinzeki besevisi abaku-inthanethi ngokugcwele ngalesi sikhathi. Asikunikezeli ukuvakasha mathupha. Kodwa-ke, uma uthanda wena mathupha, futhi uyisakhamuzi sase-Texas, sibambisene ne-New Solutions Counselling Center, LLC. Banezinhlobonhlobo zezinketho ezitholakalayo zokuhlinzeka ngokwelashwa komuntu siqu.
Siyaqonda ukuthi izimo ziyavela, futhi kwesinye isikhathi ngezikhathi ezingezinhle. Ngakho-ke, uma udinga ukukhansela noma ukuhlela kabusha i-aphoyintimenti yakho, kufanele ukwenze lokho amahora angu-48 ngaphambi kwesikhathi sakho esimisiwe. Sicela uthinte umeluleki wakho noma uthumele i-imeyili ku-helpdesk@thebalmcounseling.com . Uma kungenjalo, uzokhokhiswa ngokugcwele ngesikhathi sakho esihleliwe uma wehluleka ukuxhumana nomeluleki wakho kusenesikhathi. Le nkokhelo kufanele ikhokhwe ngaphambi noma ngesikhathi sokuqokwa kwakho okulandelayo ukuze uqhubeke nobudlelwano bokwelulekwa.
Kungase kube nezikhathi lapho umelaphi etholakala ngesikhathi osicelayo. Abelaphi baneziguli ezimbalwa kumthwalo wabo wecala futhi umhlinzeki ngamunye wenza konke okusemandleni akhe ukuze ahlangabezane nezidingo ezikhethekile zokuhlela. Iziguli zikhuthazwa ukuba zivumelane nezimo futhi zisebenzisane nomhlinzeki ukuze zithole isikhathi esisebenzela kokubili. Usazodinga ukugcwalisa wonke amafomu adingekayo futhi ubekezele ukuze ukuhlola kwakho kuqedwe ngaphambi kokuthi kwenzeke noma yikuphi ukuhlela.
Nakanjani. Bonke abelaphi bethu nabeluleki bakhona ukuze bakweluleke kungakhathaliseki ukuthi ukholo lwakho/ukungakholwa kwakho, umbono kamoya, imfundiso yenkolo, noma inkolelo yezenkolo iyini. Silapha ukuze sisize umuntu ngokwakhe.