Intengo

E-The Balm Counselling Center, sizibophezele ekuhlinzekeni ngezinsizakalo zezempilo yengqondo ezifinyeleleka kalula. Amanani ethu ahlelelwe ukubhekelela izidingo nezintandokazi ezihlukahlukene, ukuqinisekisa ukuthi uthola ukunakekelwa okungcono kakhulu.

Amalungu amabili omndeni wesifazane ayangana ngothando ngemva kweseshini yokwelulekwa
Izinhlobo Zezinsizakalo Esizihlinzekayo

1:1 Ukweluleka

Izikhathi zethu zokwelulekwa ngabanye zenzelwe ukukunikeza ukwesekwa komuntu siqu okuhambisana nezidingo zakho ezihlukile. Amaseshini athatha imizuzu engama-45-50 ubude.

• Abeluleki Abangenalo Ilayisensi: $80 ngehora
• Abelaphi Abanelayisensi: $100 - $200 ngehora. Sicela ubone iphrofayela ngayinye yomelaphi ngenani labo.

Qaphela: Kunenkokhelo eyengeziwe engu-$50 yokwelashwa kwezithandani.

Ukwelashwa Kweqembu

Sinikeza amaseshini wokwelapha eqembu avulekile navaliwe ukuze sinikeze indawo esekelayo nesebenzisanayo yokuphulukisa nokukhula.

• Vula Amaqembu: Aqala ku-$40 iseshini ngayinye. Izintengo zingahluka ngokuya ngeqembu elithile.

• Amaqembu Avaliwe: Cishe amaviki angu-8 ubude, nenani eliyisisekelo lika-$80 - $120 ngomuntu ngamunye ngesikhathi sonke.

Amanye amaqembu angase abe namazinga aphezulu kuye ngesihloko nohlelo lwezifundo olunikeziwe.

Imininingwane Yeqembu

• Ifomethi: Wonke amaseshini eqembu aqhutshwa ku-inthanethi, okuqinisekisa ukufinyeleleka kanye nokuba lula. Sivumela noma yiziphi izithiyo zolimi, sinikeza ukusekelwa okubandakanya bonke abahlanganyeli.

• Amandla: Iseshini yeqembu ngalinye inomkhawulo wabahlanganyeli abangafika kwabayi-10 ukuze kuqinisekiswe ukunakwa komuntu ngamunye.

• Ubude besikhathi: Imihlangano yeqembu ithatha imizuzu engu-90.

Izinhlelo Zokuqeqesha

Izinhlelo zethu zokuqeqesha eziyinhloko zinikeza amasu athuthukile nezitifiketi zochwepheshe bezempilo yengqondo nabaqeqeshi bezempilo.

• Ibanga Lezindleko: $500 - $3500, kuye ngokuqeqeshwa nezitifiketi ezinikeziwe.

Amadoda amabili ahlezi etafuleni futhi ebhala amanothi ngokuqeqeshwa nezinsiza ezitholakala ngesikhungo sokwelulekwa nge-balm
Kungani Khetha Thina?

Ukunakekela Okuphelele
Siyisitolo sakho esisodwa sezinsizakalo zezempilo yengqondo, sikunikeza izinhlobonhlobo zezinketho zokwelulekwa nokwelashwa.

Amasevisi Ahlanganisayo
Sivumela
izidingo zolimi ezehlukene, siqinisekisa ukuthi wonke umuntu angakwazi ukufinyelela izinsiza zethu kungakhathaliseki ukuthi yiziphi izithiyo zolimi.

Ubungcweti bomsebenzi
Ithimba lethu liqukethe kokubili abeluleki abangenalayisense nabelaphi abanelayisensi abanamazinga ahlukahlukene esipiliyoni, abaqinisekisa ukuthi uthola ukunakekelwa kochwepheshe abaqeqeshiwe.

Imibuzo Evame Ukubuzwa

Uyini umehluko phakathi komhlinzeki onelayisensi kanye nomsebenzi wokunakekela ongenalayisense?

Uchwepheshe onelayisensi umuntu onelayisensi evela endaweni ahlala kuyo, ibhodi lezokwelapha eligunyaziwe, noma inhlangano enikeza amalayisense ukuhlinzeka ngezinsizakalo zempilo yengqondo ezigulini. Ilayisensi iza nemfuneko yokulandela izimiso zokuziphatha ezimisiwe, izinqubo ezihamba phambili, nemithetho esebenzayo mayelana nokulethwa kwezinsizakalo zesiguli. Uchwepheshe wokunakekela ongenayo ilayisensi umuntu onokuqeqeshwa okusebenzayo, isipiliyoni, noma onezitifiketi zokuqeqeshwa eziqondiswe endaweni yakhe yokugxila okukhethekile. Ngenxa yokuthi abanamalayisense, lezi zingcweti azidingeki ukuthi zihambisane nezinga elifanayo lokugada ukuze kuqinisekiswe ukuhambisana namazinga okunakekela ochwepheshe njengomhlinzeki onelayisensi.

Ingabe siyawamukela umshwalense?

Asikho kunethiwekhi nanoma ibaphi abahlinzeki bomshwalense, okuhlanganisa ne-Medicaid. Singakunikeza i-superbill ukuze uyihambise ngokwakho ukuze uthole imbuyiselo ngokusekelwe kunoma yiziphi izinzuzo zangaphandle kwenethiwekhi ongase ube nazo.

Ingabe ngiyakwazi ukusebenzisa izinzuzo zenethiwekhi?

Ngenxa yokuthi asizamukeli noma yiziphi izimbuyiselo zomshwalense awukho umehluko phakathi kwenkokhelo yenethiwekhi nengaphandle kwenethiwekhi yezinsizakalo zethu. Sikhokhisa izinga elijwayelekile ngokusekelwe ezinhlotsheni zelayisensi yomhlinzeki ngamunye, iziqu, nolwazi. Uma uhlela ukufuna imbuyiselo nomhlinzeki wakho womshwalense vele wazise umelaphi wakho futhi sizokunikeza i-superbill ongayihambisa enkampanini yakho yomshwalense. Ubungasikhokhela kusengaphambili, bese inkampani yakho yomshwalense ikubuyisele ngokuqondile ngokusekelwe ezinzuzweni zakho zangaphandle kwenethiwekhi.

Luyini Uhlelo Lokusiza Abasebenzi (EAP) futhi uyayamukela imbuyiselo ye-EAP?

Abanye abaqashi basebenzisa inkampani yezinkampani zangaphandle ukwenza lula ukulethwa kwenani elithile lamaseshini njengokweseka abasebenzi babo lapho kudingeka. Lezi zinhlelo kanye nezinzuzo zingahluka kusukela kumqashi kuya kumqashi. Lawa masevisi ngokuvamile akhokhelwa ingxenye noma ngokugcwele ngumqashi kuze kufike enanini eligunyaziwe lezikhathi. Asikho kunethiwekhi nanoma yiziphi izinkampani ze-EAP. Nokho singakwazi ukwamukela inkokhelo eqondile evela kumqashi ngezinkonzo esizinikezele ngesivumelwano sangaphambili sokuthi ama-invoyisi ahanjiswe ngokuqondile kumqashi ukuze ambuyisele.

Ingabe omunye umuntu angangikhokhela ukwelashwa kwami?

Yebo, kuzodingeka usayine ukugunyazwa kokukhululwa ukuze uvumele umhlinzeki wakho ukuthi akhulume nomuntu noma inhlangano ezokhokhela izinsizakalo zakho ukuze sikwazi ukuthola imvume ebhaliwe yokukhokha. Yazi nje ukuthi uma inkampani yangaphandle ikhokhela ukunakekelwa kwakho ukudalulwa okuthile kolwazi lomuntu siqu lwezokwelapha, imigomo yokwelashwa, umphumela wokwelashwa, noma ukuqhubeka kokwelashwa kungase kudingeke ukuze uthole amasevisi agunyazwe. Uma sesinesivumelwano sokukhokha, singagcina indlela yokukhokha esandleni noma sikhiphe i-invoyisi yenkampani yangaphandle ukuze sikhokhele ukunakekelwa kwakho.

Mangaki amaseshini engizowadinga futhi sizohlangana kaningi kangakanani?

Lokhu kunqunywa icala ngalinye nomelaphi wakho. Amaklayenti amaningi abona ukuthuthuka phakathi nezikhathi eziyi-12. Ngokwesilinganiso, amaklayenti asebenza nathi kusukela ezinyangeni ezi-3-6 kodwa lokhu kungahluka ngokusekelwe ezintweni ezihlukahlukene. Kungumgomo wethu ukunikeza ukunakekelwa kwekhwalithi okukusiza kancane kancane ukuthi ubone abashayeli abathile noma izingxenye zomzabalazo wakho ngamunye. Uma sekuhlonziwe, ukwelashwa bese kugxila ekudaleni ukuphulukiswa okudingekayo ukuze kuqedwe izimpawu ezingafuneki, izingcindezi, noma okuhlangenwe nakho. Kuvamile ukuhlangana nomelaphi wakho masonto onke, kodwa imvamisa inqunywa ngokubambisana nomelaphi wakho ngokusekelwe ezidingweni zakho nokutholakala kwakho.

Iseshini ithatha isikhathi esingakanani?

Isikhathi seseshini yokwelapha ejwayelekile imizuzu engama-45-50. Imibhangqwana nezikhathi zokuthatha umndeni zingase zibe ubude bemizuzu engama-90 kuye ngokuthandwa ngumhlinzeki. Wena nomelaphi wakho ningase ninqume isidingo seseshini emfushane noma ende ehluka ngokuya ngemibandela futhi ngokwesisekelo esidingekayo. Qaphela futhi ukuthi ezinye izindlela zokwelapha ezikhethekile noma ukuhlolwa kungathatha ngaphezu kwemizuzu engama-45-50 ukuze kusetshenziswe ngempumelelo. Uma kudingeka isikhathi esengeziwe, nganoma yisiphi isizathu kulezi ezingenhla uzokwaziswa ngaphambi kokuqala kweseshini.

Abiza malini amaseshini?

Izilinganiso zeseshini zisethwa ngokusekelwe kumhlinzeki omkhethayo. Isimo selayisense yomhlinzeki ngamunye, uhlobo lwelayisensi, ukuqeqeshwa okuthuthukisiwe, neminyaka yesipiliyoni kubalwa ukuze kunqunywe izinga lalowo mhlinzeki. Lelo zinga lingatholakala ekhasini ngalinye lephrofayela yomhlinzeki. Ngale ndlela unamandla okukhetha ukuthi yiliphi izinga lesipiliyoni ongathanda ukuba nalo kumhlinzeki wakho. Kunenkokhelo eyengeziwe engu-$50 yokwelulekwa kwabashadile ngenxa yobude besikhathi.

Ngizikhokhela kanjani izikhathi zami noma ukwelashwa kweqembu?

Ukhokhela umeluleki wakho ngokuqondile ngesikhathi ngasinye. Ukukhokhiswa kulandelelwa ngephothali yethu yeklayenti futhi amarisidi anikezwa nge-elekthronikhi uma uwacela.

* Ikhadi Lesikweletu/ Ledebhithi: Wonke amakhadi esikweletu amakhulu ayamukelwa
* HSA / FSA Credit Cards
* Idiphozithi ye-ACH
* Ukudluliselwa Kwezintambo
*Zele
* I-PayPal
*Veni

Ngimkhetha kanjani umhlinzeki?

Ungakhetha umhlinzeki wakho ngesikhathi sokubhuka. Uma umhlinzeki engatholakali, sizokwabela umhlinzeki ngenjabulo ngokusekelwe ezintweni ezimbalwa ezihlanganisa ukutholakala kwakho, ukutholakala kwabahlinzeki bakho kanye nezinkinga zakho ezithile. Uma ungafuni ukukhetha, ungaphinda ucele ekuthatheni kwakho ukuthi unikeze umhlinzeki futhi sizokusiza ekutholeni ukulingana ngokusekelwe kuzizathu zokuthi ufuna izinsiza.

Ingabe uyawanikeza amaseshini mathupha?

Singabahlinzeki besevisi abaku-inthanethi ngokugcwele ngalesi sikhathi. Asikunikezeli ukuvakasha mathupha. Kodwa-ke, uma uthanda wena mathupha, futhi uyisakhamuzi sase-Texas, sibambisene ne-New Solutions Counselling Center, LLC. Banezinhlobonhlobo zezinketho ezitholakalayo zokuhlinzeka ngokwelashwa komuntu siqu.

Ithini Inqubomgomo Yokukhansela?

Siyaqonda ukuthi izimo ziyavela, futhi kwesinye isikhathi ngezikhathi ezingezinhle. Ngakho-ke, uma udinga ukukhansela noma ukuhlela kabusha i-aphoyintimenti yakho, kufanele ukwenze lokho amahora angu-48 ngaphambi kwesikhathi sakho esimisiwe. Sicela uthinte umeluleki wakho noma uthumele i-imeyili ku-helpdesk@thebalmcounseling.com . Uma kungenjalo, uzokhokhiswa ngokugcwele ngesikhathi sakho esihleliwe uma wehluleka ukuxhumana nomeluleki wakho kusenesikhathi. Le nkokhelo kufanele ikhokhwe ngaphambi noma ngesikhathi sokuqokwa kwakho okulandelayo ukuze uqhubeke nobudlelwano bokwelulekwa.

Ngingakwazi ukubona Umelaphi ngokushesha?

Kungase kube nezikhathi lapho umelaphi etholakala ngesikhathi osicelayo. Abelaphi baneziguli ezimbalwa kumthwalo wabo wecala futhi umhlinzeki ngamunye wenza konke okusemandleni akhe ukuze ahlangabezane nezidingo ezikhethekile zokuhlela. Iziguli zikhuthazwa ukuba zivumelane nezimo futhi zisebenzisane nomhlinzeki ukuze zithole isikhathi esisebenzela kokubili. Usazodinga ukugcwalisa wonke amafomu adingekayo futhi ubekezele ukuze ukuhlola kwakho kuqedwe ngaphambi kokuthi kwenzeke noma yikuphi ukuhlela.

Ngiyakubona ungumhlinzeki osekelwe ekukholweni, kuthiwani uma ngingasonti, ngingakwazi ukubona omunye wabaluleki bakho?

Nakanjani. Bonke abelaphi bethu nabeluleki bakhona ukuze bakweluleke kungakhathaliseki ukuthi ukholo lwakho/ukungakholwa kwakho, umbono kamoya, imfundiso yenkolo, noma inkolelo yezenkolo iyini. Silapha ukuze sisize umuntu ngokwakhe.

Usenemibuzo?

Xhumana nomunye wabasebenzi bethu abakhathalelayo, olinde ukukusiza ukuthi uqalise.